User Notes
About High Deductible Health Plans
The term high-deductible health plan (HDHP) refers to a health insurance plan with a large annual deductible and lower monthly premiums than more traditional plans. A plan is considered high-deductible if the deductible exceeds an annual threshold set each year by the Internal Revenue Service. Below is a table showing the HDHP threshold for each year that NHIS asked questions about health plan deductible amounts.
| Year | Individual HDHP Threshold |
|---|---|
| 2019 | $1,350 |
| 2020 | $1,400 |
| 2021 | $1,400 |
For more information on high deductible health plans, see the HDHP plan page at healthcare.gov.
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