Description

PHIHOBEMP indicates, for all persons with a private health insurance health plan for hospital coverage, if they had a plan that was obtained through an employer, union or workplace.

In 1976, private insurance was any type of insurance that paid for any part of a hospital, doctor or surgeon's bill, excluding single service plans but including plans which paid extra cash while hospitalized.

The definition of private insurance changed over time. Users are strongly encouraged to review the user notes Insurance Data Collection and Private Insurance Definitions when comparing private insurance coverage over time.

Comparability

This variable in only available for 1976.

Users should not combine PHIHOBEMP with variables for 1997 forward. For 1997 forward, the NCHS edited responses to the question on what kind of coverage the respondent had (private, Medicaid, Medicare, etc) based on the plan name given. During the course of data editing, the NCHS discovered many errors in the responses to questions about insurance coverage. This might be shown, for example, by a mismatch between the name of the plan given by the respondent and the type of insurance coverage the person selected from the categories on the card. Users should be aware that the responses for PHIHOBEMP have not been edited for accuracy and respondents may have mistakenly reported what type of insurance they had.

Universe

Availability

• 1976

Weights

• 1976 : PERWEIGHT