?[F1]
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.

Description: family
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.

Description: ^HDHPDED_family/^HDHPDED
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"

Description: Family deductible threshold (may change in future year)
Instruction:
Fill: $2,800

Description: Deductible threshold (may change in future year)
Instruction:
Fill: $1,400

1 - Less than ^HDHPAMT_A
2 - ^HDHPAMT_A or more
7 - Refused
9 - Don't Know

Sample Adults 18+ with private health insurance coverage where a plan name was given or refused or don't know with a deductible

1 [goto INTROCOV_A]
2,RF,DK [goto HSAHRA_A]

?[F1]
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or ^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

Description: family
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.

Description: ^HDHPDED_family/^HDHPDED
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"

Description: Family deductible threshold (may change in future year)
Instruction:
Fill: $2,800

Description: Deductible threshold (may change in future year)
Instruction:
Fill: $1,400

1 - Less than ^HDHPAMT_A
2 - ^HDHPAMT_A or more

Sample Adults 18+ with private health insurance coverage where a plan name was given or refused or don't know with a deductible

1 [goto INTROCOV_A]
2,RF,DK [goto HSAHRA_A]

?[F1]
Is the ^FAM_C annual deductible for medical care for this plan less than ^HDHPAMT_C, or ^HDHPAMT_C or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

Description: family
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill 'family'. Else no fill.

Description: ^HDHPDED_family/^HDHPDED
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill "^HDHPDED_family" Else fill "^HDHPDED"

Description: Family deductible threshold (may change in future year)
Instruction:
Fill: $2,800

Description: Deductible threshold (may change in future year)
Instruction:
Fill: $1,400

1 - Less than ^HDHPAMT_C
2 - ^HDHPAMT_C or more

Sample Children 0-17 with private health insurance coverage where a plan name was given or refused or don't know with a deductible.

1 [goto INTROCOV_C]
2,RF,DK [goto HSAHRA_C]

?[F1]
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.

Description: family
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.

Description: ^HDHPDED_family/^HDHPDED
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"

Description: Family deductible threshold (may change in future year)
Instruction:
Fill: $2,800

Description: Deductible threshold (may change in future year)
Instruction:
Fill: $1,400

1 - Less than ^HDHPAMT_A
2 - ^HDHPAMT_A or more

Sample Adults 18+ with private health insurance coverage where a plan name was given or refused or don't know with a deductible

1 [goto INTROCOV_A]
2,RF,DK [goto HSAHRA_A]

?[F1]
Is the ^FAM_C annual deductible for medical care for this plan less than ^HDHPAMT_C, or
^HDHPAMT_C or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.

Description: family
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill 'family'. Else no fill.

Description: ^HDHPDED_family/^HDHPDED
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill "^HDHPDED_family" Else fill "^HDHPDED"

Description: Family deductible threshold (may change in future year)
Instruction:
Fill: $2,800

Description: Deductible threshold (may change in future year)
Instruction:
Fill: $1,400

1 - Less than ^HDHPAMT_C
2 - ^HDHPAMT_C or more

Sample Children 0-17 with private health insurance coverage where a plan name was given or refused or don't know with a deductible

1 [goto INTROCOV_C]
2,RF,DK [goto HSAHRA_C]

Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

Description: family
Instruction: if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.

Description: ^HDHPDED_family/^HDHPDED
Instruction: if POLHLD_A=2 or PRPLCOV_A=1, fill '^HDHPDED_family' Else fill ^HDHPDED.

Description: NAME_FNAME Instroduction
Instruction:

Description: Deductible threshold (may change in future year)
Instruction: fill: $1,350

1 Less than ^HDHPAMT_A
2 ^HDHPAMT_A or more

Sample Adults 18+ with private health insurance coverage where a plan name was given or refused or do not know with a deductible

1= [goto PRRXCOV_A]
2,RF,DK= [goto HSAHRA_A]

?[F1]

Is the ^FAM_C annual deductible for medical care for this plan less than ^HDHPAMT_C, or
^HDHPAMT_C or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

Description family
Instruction if POLHLD_C=2 or PRPLCOV_C=1, fill 'family'. Else no fill.

Description ^HDHPDED_family/^HDHPDED
Instruction if POLHLD_C=2 or PRPLCOV_C=1, fill '^HDHPDED_family' Else fill '^HDHPDED'.

Description Family deductible threshold (may change in future year)
Instruction fill: $2,700

Description Deductible threshold (may change in future year)
Instruction fill: $1,350

1 Less than ^HDHPAMT_C
2 ^HDHPAMT_C or more

Sample Children 0-17 with private health insurance coverage where a plan name was given or refused or do not know with a deductible

1 = [goto PRRXCOV_C]
2,RF,DK = [goto HSAHRA_C]

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.

Instrument Variable Name: HDHP
Question Text:

?[F1] [If only one person covered by this plan:] Is the annual deductible for medical care for this plan less than $1,200 or $1,200 or more? If there is a separate deductle for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.

1 Less than [$1,200/$2,400]
2 [$1,200/$2,400] or more
7 Refused
9 Don't know

Universe Text All private health insurance plans
Skip Instructions:

1,R,D [go to MGCHMD]
2 [go to HSAHRA]

NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.