Codes and Frequencies
An 'X' indicates the category is available for that sample
Code | Label |
23
|
22
|
21
|
20
|
19
|
18
|
17
|
16
|
15
|
14
|
13
|
12
|
11
|
10
|
09
|
08
|
07
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | NIU | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
1 | Not high deductible | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
2 | High deductible | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
7 | Unknown-refused | · | X | · | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
8 | Unknown-not ascertained | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
9 | Unknown-don't know | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
Can't find the category you are looking for? Try the Detailed codes
Description
For sample adults 18+ and sample children 0-17 with private health insurance and at least two health insurance plans, HIP2HIDEDUCT reports if the person's second plan was a high deductible plan. Prior to 2019, HIP2HIDEDUCT was asked of all persons.
The threshold for what is considered a high deductible plan has changed over time. Below are the threshold dollar values for each year/set of years. The first value is the threshold for an individual plan and the second value is the threshold for a family plan.
High Deductible Threshold Values Across Time
- 2007-2008: $1,100 and $2,200
- 2009: $1,150 and $2,230
- 2010-2014: $1,200 and $2,400
- 2015-2017: $1,300 and $2,600
- 2018-2020: $1,350 and $2,700
- 2021-present: $1,400 and $2,800
If the person mentioned a separate deductible for prescription drugs, hospitalization, or out-of-network care, interviewers instructed them not to include those deductible amounts in the total.
Comparability
Other than changes in the threshold for what is considered a high deductible plan, this variable is comparable over time.
The NHIS questionnaire was substantially redesigned in 2019 to introduce a different data collection structure and new content. For more information on changes in terminology, universes, and data collection methods beginning in 2019, please see the user note.
Universe
- 2007-2018: Persons with private insurance and at least two health insurance plans.
- 2019-2022: Sample adults 18+ and sample children 0-17 with private health insurance (HIPRIVATEE) who have a deductible (HIP1DEDUCT) for plan 2
- 2019-2023: Sample adults 18+ and sample children 0-17 with private health insurance (HIPRIVATEE) who have a deductible (HIP1DEDUCT) for plan 2
Availability
- 2007-2023
Survey Text
2023 | 2018 | 2013 | 2008 |
2022 | 2017 | 2012 | 2007 |
2021 | 2016 | 2011 | |
2020 | 2015 | 2010 | |
2019 | 2014 | 2009 |
Variable: PRHDHP_A
Interview Module: Adult
Content Type: Annual Core
Question text:
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"
Instruction:
Fill: $3,000
Instruction:
Fill: $1,500
2 - ^HDHPAMT_A or more
7 - Refused
9 - Don't Know
2,RF,DK [goto HSAHRA_A]
Variable: PRHDHP_A
Interview Module: Adult
Content Type: Annual Core
Question text:
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"
Instruction:
Fill: $2,800
Instruction:
Fill: $1,400
2 - ^HDHPAMT_A or more
7 - Refused
9 - Don't Know
2,RF,DK [goto HSAHRA_A]
Variable: PRHDHP_A
Interview Module: Adult
Content Type: Annual Core
Question text:
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or ^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"
Instruction:
Fill: $2,800
Instruction:
Fill: $1,400
2 - ^HDHPAMT_A or more
2,RF,DK [goto HSAHRA_A]
Variable: PRHDHP_C
Interview Module: Child
Content Type: Annual Core
Question text:
Is the ^FAM_C annual deductible for medical care for this plan less than ^HDHPAMT_C, or ^HDHPAMT_C or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill 'family'. Else no fill.
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill "^HDHPDED_family" Else fill "^HDHPDED"
Instruction:
Fill: $2,800
Instruction:
Fill: $1,400
2 - ^HDHPAMT_C or more
2,RF,DK [goto HSAHRA_C]
Variable: PRHDHP_A
Interview Module: Adult
Content Type: Annual Core
Question text:
Is the ^FAM_A annual deductible for medical care for this plan less than ^HDHPAMT_A, or
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.
Instruction:
if POLHLD_A=2 or PRPLCOV_A=1, fill "^HDHPDED_family" Else fill "^HDHPDED"
Instruction:
Fill: $2,800
Instruction:
Fill: $1,400
2 - ^HDHPAMT_A or more
2,RF,DK [goto HSAHRA_A]
Variable: PRHDHP_C
Interview Module: Child
Content Type: Annual Core
Question text:
Is the ^FAM_C annual deductible for medical care for this plan less than ^HDHPAMT_C, or
^HDHPAMT_C or more? If there is a separate deductible for prescription drugs, hospitalization,
or out-of-network care, do not include those deductible amounts here.
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill 'family'. Else no fill.
Instruction:
if POLHLD_C=2 or PRPLCOV_C=1, fill "^HDHPDED_family" Else fill "^HDHPDED"
Instruction:
Fill: $2,800
Instruction:
Fill: $1,400
2 - ^HDHPAMT_C or more
2,RF,DK [goto HSAHRA_C]
Variable: PRHDHP_A
Interview Module: Adult
Content Type: Annual Core
Question Text:
?[F1]
^HDHPAMT_A or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
^FAM_A
Instruction: if POLHLD_A=2 or PRPLCOV_A=1, fill 'family'. Else no fill.
^HDHPAMT_A
Instruction: if POLHLD_A=2 or PRPLCOV_A=1, fill '^HDHPDED_family' Else fill ^HDHPDED.
^FAM_A
Instruction:
^FAM_A
Instruction: fill: $1,350
2 ^HDHPAMT_A or more
2,RF,DK= [goto HSAHRA_A]
Variable: PRHDHP_C
Interview Module: Child
Content Type: Annual Core
Question Text:
Is the ^FAM_C annual deductible for medical care for this plan less than ^HDHPAMT_C, or
^HDHPAMT_C or more? If there is a separate deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
^FAM_C
Instruction if POLHLD_C=2 or PRPLCOV_C=1, fill 'family'. Else no fill.
^HDHPAMT_C
Instruction if POLHLD_C=2 or PRPLCOV_C=1, fill '^HDHPDED_family' Else fill '^HDHPDED'.
^HDHPDED_family
Instruction fill: $2,700
^HDHPDED
Instruction fill: $1,350
2 ^HDHPAMT_C or more
2,RF,DK = [goto HSAHRA_C]
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Question Text:
[If two or more persons in the family are covered by this plan:] Is the family annual deductible for medical care for this plan less than $2,400 or $2,400 or more? If there is a separate
deductible for prescription drugs, hospitalization, or out-of-network care, do not include those deductible amounts here.
2 [$1,200/$2,400] or more
7 Refused
9 Don't know
Skip Instructions:
2 [go to HSAHRA]
NOTE: Detailed questions about private health insurance plans are looped through for each plan mentioned in a family. Information on up to 4 plans per family is collected.
Weights
- 2007-2018 : PERWEIGHT
- 2019-2023 : SAMPWEIGHT