Codes and Frequencies
Description
For sample adults 18+ and sample children 0-17 with private health insurance and at least two health insurance plans, HIP2HIDEDUCT reports if the person's second plan was a high deductible plan. Prior to 2019, HIP2HIDEDUCT was asked of all persons.
The threshold for what is considered a high deductible plan has changed over time. Below are the threshold dollar values for each year/set of years. The first value is the threshold for an individual plan and the second value is the threshold for a family plan.
High Deductible Threshold Values Across Time
- 2007-2008: $1,100 and $2,200
- 2009: $1,150 and $2,230
- 2010-2014: $1,200 and $2,400
- 2015-2017: $1,300 and $2,600
- 2018-2020: $1,350 and $2,700
- 2021-present: $1,400 and $2,800
If the person mentioned a separate deductible for prescription drugs, hospitalization, or out-of-network care, interviewers instructed them not to include those deductible amounts in the total.
Comparability
Other than changes in the threshold for what is considered a high deductible plan, this variable is comparable over time.
The NHIS questionnaire was substantially redesigned in 2019 to introduce a different data collection structure and new content. For more information on changes in terminology, universes, and data collection methods beginning in 2019, please see the user note.
Universe
- 2007-2018: Persons with private insurance and at least two health insurance plans.
- 2019-2022: Sample adults 18+ and sample children 0-17 with private health insurance (HIPRIVATEE) who have a deductible (HIP1DEDUCT) for plan 2
Availability
- 2007-2022
Weights
- 2007-2018 : PERWEIGHT
- 2019-2022 : SAMPWEIGHT
