Codes and Frequencies
An 'X' indicates the category is available for that sample
| Code | Label |
23
|
22
|
21
|
20
|
19
|
18
|
17
|
16
|
15
|
14
|
13
|
12
|
11
|
10
|
09
|
08
|
07
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | NIU | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
| 1 | Not high deductible | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
| 2 | High deductible | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
| 7 | Unknown-refused | · | X | · | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
| 8 | Unknown-not ascertained | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · |
| 9 | Unknown-don't know | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
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Description
For sample adults 18+ and sample children 0-17 with private health insurance and at least two health insurance plans, HIP2HIDEDUCT reports if the person's second plan was a high deductible plan. Prior to 2019, HIP2HIDEDUCT was asked of all persons.
The threshold for what is considered a high deductible plan has changed over time. Below are the threshold dollar values for each year/set of years. The first value is the threshold for an individual plan and the second value is the threshold for a family plan.
High Deductible Threshold Values Across Time
- 2007-2008: $1,100 and $2,200
- 2009: $1,150 and $2,230
- 2010-2014: $1,200 and $2,400
- 2015-2017: $1,300 and $2,600
- 2018-2020: $1,350 and $2,700
- 2021-present: $1,400 and $2,800
If the person mentioned a separate deductible for prescription drugs, hospitalization, or out-of-network care, interviewers instructed them not to include those deductible amounts in the total.
Comparability
Other than changes in the threshold for what is considered a high deductible plan, this variable is comparable over time.
The NHIS questionnaire was substantially redesigned in 2019 to introduce a different data collection structure and new content. For more information on changes in terminology, universes, and data collection methods beginning in 2019, please see the user note.
Universe
- 2007-2018: Persons with private insurance and at least two health insurance plans.
- 2019-2022: Sample adults 18+ and sample children 0-17 with private health insurance (HIPRIVATEE) who have a deductible (HIP1DEDUCT) for plan 2
- 2019-2023: Sample adults 18+ and sample children 0-17 with private health insurance (HIPRIVATEE) who have a deductible (HIP1DEDUCT) for plan 2
Availability
- 2007-2023
Weights
- 2007-2018 : PERWEIGHT
- 2019-2023 : SAMPWEIGHT
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