Description

For sample adults and sample children (and, prior to 2019, persons) who have a private insurance plan and whose first private insurance plan has a deductible, HIP1HIDEDUCT indicates whether the person's first insurance plan was a high deductible plan. The dollar value thresholds for whether a plan was considered a high deductible plan changes over time; see the comparability section for the specific amounts.

Interviewers instructed the respondent to not include separate deductibles for prescription drugs, hospitalization, or out-of-network care in the amount reported for HIP1HIDEDUCT.

Comparability

Other than a slight change over time in the dollar value of thresholds for whether a plan was considered to be a high deductible plan, this variable is comparable over time prior to 2019. For 2007 and 2008, a plan was considered high deductible if it had a deductible greater than or equal to $1,100 for an individual or $2,200 for a family. In 2009, these thresholds were $1,150 and $2,230; for 2010-2014, these thresholds were $1,200 and $2,400; for 2015-2018, these thresholds were $1,300 and $2,600; and for 2019-present, these thresholds were $1,350 and $2,700.

The NHIS questionnaire was substantially redesigned in 2019 to introduce a different data collection structure and new content. For more information on changes in terminology, universes, and data collection methods beginning in 2019, please see the user note.

Universe

Availability

• 2007-2023

Weights

• 2007-2018 : PERWEIGHT
• 2019-2023 : SAMPWEIGHT