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HIP1HIDEDUCT
Plan 1: High deductible

Codes and Frequencies



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Description

For sample adults and sample children (and, prior to 2019, persons) who have a private insurance plan and whose first private insurance plan has a deductible, HIP1HIDEDUCT indicates whether the person's first insurance plan was a high deductible plan. The dollar value thresholds for whether a plan was considered a high deductible plan changes over time; see the comparability section for the specific amounts.

Interviewers instructed the respondent to not include separate deductibles for prescription drugs, hospitalization, or out-of-network care in the amount reported for HIP1HIDEDUCT.

Comparability

Other than a slight change over time in the dollar value of thresholds for whether a plan was considered to be a high deductible plan, this variable is comparable over time prior to 2019. For 2007 and 2008, a plan was considered high deductible if it had a deductible greater than or equal to $1,100 for an individual or $2,200 for a family. In 2009, these thresholds were $1,150 and $2,230; for 2010-2014, these thresholds were $1,200 and $2,400; for 2015-2018, these thresholds were $1,300 and $2,600; and for 2019-present, these thresholds were $1,350 and $2,700.

The NHIS questionnaire was substantially redesigned in 2019 to introduce a different data collection structure and new content. For more information on changes in terminology, universes, and data collection methods beginning in 2019, please see the user note.

Universe

  • 2007-2018: Persons with private health insurance whose first private health insurance plan has a deductible.
  • 2019-2022: Sample adults age 18+ and sample children age 0-17 with private health insurance whose first private health insurance plan has a deductible.

Availability

  • 2007-2022

Weights