Codes and Frequencies
For persons in families with at least three private health insurance plans, HI3TYPR2 is a recoded variable which indicates the type of the third insurance plan mentioned. Respondents were asked for the plan name, and the NCHS matched the name against a master list of health care plans. HI3TYPR recodes plans into a large or small health maintenance organization (HMO), a fee-for-service plan (Blue Cross/Blue Shield or other), a single service plan, a preferred provider organization (PPO), or some other type of plan. HI3TYPR2 is similar to HI3TYPR1, but with slightly different categorizations.
The definition of HMO did not change for the years HI3TYPR2 is available. HMOs and Individual Practice Associations (IPA) were defined as plans whose members are generally required to use only those health care providers within the health care organization, and usually, members do not have to submit claims for costs of medical care services.
Details about the characteristics of insurance plans (such as HI3TYPR2) reflect plans for any family member in the household. In order to determine if the person (rather than someone else in the family) was covered by this plan, analysts should use the variable HI3PCOV (Health Insurance Plan 3: Person's Coverage Status), which indicates whether the person was covered by the plan.
Please use the IPUMS NHIS drop-down menus and search function for other related variables.
Information was collected on the details of up to four plans per family for 1993 to 1995.
Users may also want to see the variable HIPTYPER, created by IHIS staff, which indicates whether a person had any plan that is an HMO.
Private insurance was defined as insurance which pays any part of a hospital, doctor's, surgeon's, or dentist's bill, except plans which pay only for accidents. For 1993 to 1995, single service plans were considered a form of health insurance.
The definition, order, and wording of private health insurance changed over time to reflect changes in the availability of different types of coverage and issues of interest. Users are strongly encouraged to review the user notes Insurance Data Collection and Private Insurance Definitions.
- 1993: Persons in quarters 3 or 4 covered by 3 private health insurance plans
- 1994-1995: Persons covered by 3 private health insurance plans